Why we have the problem and some solutions
We have the problem essentially because
We think we are all separate from each each other. Quantum Physics shows we are all totally connected, and come from the one source. Therefore such quaint notions as Competition Policy and similar do not help us.
The money system works against us. If we believe we must make money to show we are better than someone else, or "to get to heaven", or any other reason, then we will do anything we can do to make money - even if it means we turn a blind eye to the destruction of the planet!
We must recognise that we are all in this together, and that we are part of one Universal Force or Energy, and work together.
Here are some links to pages that explain the problem, and what we can do about it.